Following your home loan application, please click on the Loan Center button to proceed to order your official credit report.
Expert Financial Enterprise offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: FHA Loans, VA Loans, USDA, Conforming Loans, Jumbo Loans, First Time Homebuyer, and Down payment Assistance Programs.
 
Conventional Home Loan
FHA Home Loan
Jumbo Home Loans ($417k+)
Veteran's Adminstration (VA) Home Loan

Conventional Home Loan

The Conventional Loan is targeted for excellent credit borrowers thus giving them lower interest rates and faster loan turnaround times.

Great Benefits

  • Lowest fixed interest rates for eligible buyers
  • Can put at least 1%-5% down on a home
  • Faster loan approval and closing turn times


FHA Home Loan

FHA Mortgages Government-backed loans with flexible guidelines.

Great Benefits:

  • Low down payments (3.5%)
  • Flexible qualification guidelines
  • Fixed-rate and ARM options
  • Have limited funds for a down payment
  • Don't have an established credit history or have experienced credit challenges in the past


Jumbo Home Loans ($417k+)

Jumbo Mortgages Are buying a home that exceeds conforming loan limits ($417,000 in most areas) Have an established credit history can put at least 10% down on a home...then this is the loan for you!

Great Benefits

  • Increased purchase limits
  • Competitive rates
  • Fixed-rate and ARM options
  • 90% LTV


Veteran's Adminstration (VA) Home Loan

VA Mortgages Government-backed loans for military members.

Great Benefits

  • No down payment required
  • No mortgage insurance requirement
  • Flexible qualification guidelines F
  • Fixed-rate and ARM options
  • Are an active military member or veteran
  • Are the surviving spouse of a service member who died as a result of military service